COMMERCIAL CHECKING ACCOUNT • Minimum opening deposit of $100.00 • Monthly service charge:                              Ledger Balance $1000.00 & over.....$5.00 plus   Debit Item First 100 items at no charge then $.10 per debit item thereafter.   Deposit Item First 100 items at no charge then $.035 per deposit item thereafter. There will be no charge for items drawn on Concordia Bank.   Earnings Credit is applicable to this account, is variable and determined monthly at Concordia Bank's discretion. It is applied to the average collected balance and utilized to offset monthly service charge.                              Ledger Balance $999.99 & Below.....$10.00 plus   Debit Item First 100 items at no charge then $.10 per debit item thereafter.   Deposit Item First 100 items at no charge then $.035 per deposit item thereafter. There will be no charge for items drawn on Concordia Bank. • Monthly statement with check images ^ back to top