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We collect nonpublic information about you from the following sources:
  Information we receive from you on applications or other forms;
  Information about your transactions with us or others; and
  Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have questions or concerns about the security of your account information, please contact us.
                                          (318) 336-5229 (Vidalia / Natchez)
                                          (318) 757-4324 (Ferriday)
                                          (318) 386-0193 (Monterey)
                                          (318) 336-5229 (Other Calling Areas)


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