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DEPOSIT RATES      MONEY MARKET RATES
SAVINGS RATES      CERTIFICATES OF DEPOSIT RATES
IRA RATES
DEPOSIT RATES
RATES EFFECTIVE AS 3/18/2014
Account Type Compound Interest
Rate
Annual
Percentage
Yield**
Minimum
Opening
Balance
NOW Account Monthly .10%* .10% $1,000
Mature Market NOW Account Monthly .15%* .15% $500
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
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MONEY MARKET RATES
RATES EFFECTIVE AS OF 3/18/2014
Account Type Compound Interest
Rate
Annual
Percentage
Yield**
Minimum
Opening
Balance
0 to 49,999.99 Monthly .10%* .10% $1,000
50,000.00 to 99,999.99 Monthly .15%* .15% $1,000
100,000.00 to 499,999.99 Monthly .25%* .25% $1,000
500,000.00 or over Monthly .25%* .25% $1,000
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
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SAVINGS RATES
RATES EFFECTIVE AS OF 3/18/2014
Account Type Compound Interest
Rate
Annual
Percentage
Yield**
Minimum
Opening
Balance
Blue Chip Quarterly .15%* .15% $100
Christmas Club At Maturity .25%* .25% $1
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
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CERTIFICATES OF DEPOSIT RATES
RATES EFFECTIVE AS OF 3/18/2014
Account Type Compound Interest
Rate
Annual
Percentage
Yield**
Minimum
Opening
Balance
1 month At Maturity $2500
2 At Maturity $2500
3 At Maturity $2500
6 Semi Annually $2500
12 Quartely $1000
18 Quartely $1000
24 Quartely $1000
30 Quartely $1000
60 Semi Annually $1000
PLEASE CALL FOR CURRENT RATE INFORMATION
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
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IRA RATES
RATES EFFECTIVE AS OF 3/18/2014
Account Type Compound Interest
Rate
Annual
Percentage
Yield**
Minimum
Opening
Balance
Traditional (18 month) Quarterly $100
Roth IRA - Fixed Rate (6 mo) Semi-Annually $1,000
Roth IRA - Fixed Rate (12 mo) Semi-Anuallly $1,000
Roth IRA - Fixed Rate (18 mo) Quarterly $1,000
Roth IRA - Fixed Rate (24 mo) Quarterly $1,000
Roth IRA - Fixed Rate (30 mo) Quarterly $1,000
Roth IRA - Fixed Rate (60 mo) Semi-Annually $1,000
Roth IRA - Variable Rate (18 mo) Quarterly $100
Roth IRA - Variable Rate (60 mo) Semi-Annually $100
PLEASE CALL FOR CURRENT RATE INFORMATION
*The interest rate shown may change after the account is opened.
**The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
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