was a village on the river, and Ferriday was still a cotton
field, not even incorporated. The year was 1903.
On July 1, 1903, the forerunner of the Concordia Bank &
Trust Co. came into being. Its name was the Bank of Vidalia.
The late Judge John Dale, the patriarch of a family whose
name has been associated with the Concordia Bank for 95 years,
was a driving force in the formation of the Bank of Vidalia.
A.H. Gillespie was the first president, serving on the board
with Judge Dale, J. L. Dagg, M. C. Reeves, I. Friedler, B.
Y. Wade, D. Lemle, J. M. Monig, Charles Moritz, O. G. Kelly,
J. C. Rountree, who was publisher of the Sentinel, W. H. Hudnall,
W. G. Walton, A. L. George, and A. G. Campbell.
In 1903, a thousand dollars was a lot of money. The grand
total of the bank's assets came to $25,000 that consisted
of 226 shares of stock with a par value of $100 each. The
most any stockholder owned was ten shares. Some 73 shareholders
subscribed to the stock. Most of them lived in Vidalia, but
some were from Natchez, Winnsboro, New Orleans, Jonesville,
Vicksburg, and all parts of Concordia Parish.
Among the original stockholders were names that are a part
of the history of Concordia Parish - Dale, Reeves, Campbell,
Rountree, Schiele, Hough, Burley, and Ohlsen. Some of their
descendants remain in the parish today.
Four years after the Bank of Vidalia was founded, Ferriday
State Bank was incorporated with a capital stock of $40,000.
Eleven years later, 1918, the Bank of Vidalia changed its
name to the Vidalia Bank & Trust Co. and bought the Ferriday
State Bank for $5,000 with capital of $50,000. In 1926, the
name of the bank was changed to the Concordia Bank & Trust
In 1999, Concordia Bank purchased the Wilkinson County Savings
Bank in Woodville, Mississippi. In August 2002, Concordia Bank opened a new branch in Natchez. This expanded our bank's commitment
to providing quality customer service throughout the Miss-Lou.
Concordia Bank has many customers in Natchez and surrounding areas.
The need to provide hometown, quality customer service to
our customers in Mississippi, were the main
reasons for our move into our neighboring state. Concordia
Bank's purchase was also the first by a Louisiana state chartered
bank into the state of Mississippi.
Thus, from the bank's beginning with assets of $25,000 in
1903, the bank's assets have grown to over $426 million in
the year 2005.