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REGULAR    INTEREST BEARING
REGULAR CHECKING
Personal Checking Account
Minimum opening deposit of $100.00
Minimum ledger balance of $500.00 to avoid $6.00 monthly service charge
Senior citizens (62 and over) no monthly service charge
Students (full-time) no monthly service charge
Monthly statement with check images
Concordia Diamond Club Account
Minimum opening deposit of $100.00
Monthly service charge:
      Class I - $10,000 AD&D Ins. - $10.00
     Class II-$20,000 AD&D Ins. - $12.00
Benefits include special bank discounts and travel advantages
Monthly statement with check images
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INTEREST BEARING CHECKING
NOW Account
Minimum opening deposit of $1000.00
Earns competitive interest rate
Monthly service charge:
 
Ledger Balance
$999.99 - $500.00
Ledger Balance
$499.99 & Below
$7.00 $7.00+$.15 per check
Monthly statement with check images
   
Mature Market NOW Account
Available only to customers 55 years and older
Minimum opening deposit of $500.00
Earns competitive interest rate
Minimum ledger balance of $500.00 to avoid $7.00 monthly service charge
Per check fee - first 20 checks at no charge
After 20 checks, $.15 per check
Monthly statement with check images
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